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Industrial Special Risk Insurance

Living in uncertain times, we are all the time exposed to losses and catastrophes like fire, natural calamities like earthquake and flood that can financially ruin a person/business.

Liberty’s Industrial Special Risks Insurance protects homes, businesses & establishments through a comprehensive material damage and Business interruption cover to protect you from losses due to Fire, explosion, natural disasters, terrorism etc. We have policies to suit different types of occupancies and risk such as, hotels, shops, industry, warehouses godowns and utilities.

This policy has the following coverage sections:

1) Material Damage

  • Accidental Damages including Fire, Lightning, Earthquake, Storm, Flood, Tempest, Riots, Strikes and Malicious damage, Explosion, etc.
  • Money in Transit
  • Loss or Damage caused by Burglary/Theft
  • Directors/Employees personal effects
  • Plate Glass
  • Additional increased cost of working
  • Claims Preparation Costs
  • Fusion

2) Business Interruption

Liberty’s effort is to protect you from such uncertainties, help you recover and get back to your life/business/profession as fast as possible. We also offer comprehensive risk management advice to guide our customers to choose the best possible solution that offers the most comprehensive coverage.