This Policy covers Individuals and Members of Groups towards the medical expenses incurred due to illness or accident anywhere in the world while travelling for business or Leisure. The Insurance comes in multiple plans for customer to choose from in the form of Platinum, Gold, Bronze and Schengen Plans to suit different customer profile. Apart from covering the medical expenses, some of our plans also cover eventualities such as loss of baggage, loss of passport, Personal Accident, Personal Liability etc.
We make sure that you have an enjoyable trip and stay during your international travel with a comprehensive plan that takes care of all possible unforeseen events that you might face during your travel/stay.
Our Travel Insurance Plan is available on a single trip basis as well as on an annual basis for Frequent travellers. Single trip covers offers cover for a maximum of 92 days at a stretch.
No, the policy cannot be exended once you are in a foreign country. Hence, while taking the policy, please avail a longer period if you suspect that your stay abroad may get extended.
Yes, you can change your travel dates anytime before the policy start date to a later date, prior to leaving the country.
No. Your policy start date & purchase date cannot be later than your trip commencement date.
No. Travel Insurance policy is for those who plan to come back to Papua New Guinea and where the purpose of travel is leisure holidaying, business & studies.
Travel Insurance ends either on the policy end date as mentioned in the policy or return date whichever is earlier.
Hence, there won't be any premium refund in case you come earlier than planned.
You can cancel your travel Insurance anytime before the policy start date. In case we receive Travel insurance cancellation request after the commencement of the policy date, photocopy of all pages of passport will be required as a proof that you have not travelled and / or a copy of the visa rejection letter from the respective embassy.
Cancellation charge as applicable is levied on all cancellation requests.
Yes, our policy will reimburse for the emergency medical expenses due to sickness or injury on OPD basis.